Effective Date: 05/01/2025
Last Updated: 05/01/2025
Welcome to Sandra Consulting – Benefits & Insurance Advisors (“we,” “our,” or “us”). These Terms & Conditions govern your use of our website sandraconsulting.com (the “Site”) and our services. By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use our Site.
1. Use of Our Website
You agree to use our Site for lawful purposes only and in a manner that does not infringe on the rights of, restrict, or inhibit anyone else’s use of the Site.
You may not:
- Use our Site to transmit false, misleading, or fraudulent information.
- Attempt to gain unauthorized access to our systems or data.
- Disrupt or interfere with the security of the Site.
2. No Professional Advice
The information on our Site is provided for general informational purposes only and does not constitute legal, financial, or professional advice. You should consult directly with one of our licensed agents before making any insurance or financial decisions.
3. Insurance Quotes and Applications
Any insurance quotes provided through our Site are estimates based on the information you provide and are not binding. Final rates, terms, and conditions are determined by the insurance carrier. Completing an application through our Site does not guarantee coverage.
4. Third-Party Links
Our Site may contain links to third-party websites. These links are provided for your convenience and do not signify endorsement. We are not responsible for the content, accuracy, or practices of these third-party sites.
5. Intellectual Property
All content on our Site, including text, graphics, logos, images, and software, is the property of Sandra Consulting – Benefits & Insurance Advisors or its content providers and is protected by applicable copyright, trademark, and other laws. You may not reproduce, modify, distribute, or display any part of our Site without our prior written consent.
6. Limitation of Liability
To the fullest extent permitted by law, Sandra Consulting – Benefits & Insurance Advisors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our Site or services.
7. Indemnification
You agree to indemnify and hold harmless Sandra Consulting – Benefits & Insurance Advisors, its employees, and affiliates from any claims, damages, liabilities, or expenses arising from your use of the Site or violation of these Terms.
8. Changes to These Terms
We may update these Terms & Conditions at any time. Any changes will be posted on this page with a revised “Last Updated” date. Your continued use of our Site constitutes your acceptance of the updated Terms.
9. Governing Law
These Terms & Conditions are governed by the laws of the State of Florida, without regard to its conflict of law principles.
10. Contact Us
If you have questions about these Terms & Conditions, please contact us at:
Sandra Consulting – Benefits & Insurance Advisors
📧 [email protected]
